Wednesday, January 5, 2011

martial lockdown- January

So I have been talking about having a financial/physical lockdown at our house and that has turned a eyebrow or two upward. I thought I would post some tidbits from our lockdown on our blog and spread the joy!
Cam and I have been thinking about how we can best get our lives in order both financially and physically. We both have lofty goals but in reality it comes down to just this: living within our means and paying off debt, and being healthier. Personally I don't want to mess up my body and pay for it later.
So there is the abridged version as to why, now here is the January how to: Financially:this month has two goals (also let me say that each of these goals is meant to become a habit). First: write down EVERYTHING we spend. Right down to the penny. At the end of the month we are going to sit down and add everything up in their respective categories and see how we made out. I know we are both going to be surprised by how much we spent on silly things that we don't need. I am hoping that we will not be surprised by how much we eat out, but I have a feeling we will be. I think this will be a good place to start and see where we can cut back. It might help us make more appropriate budgeting alottments as well. Also for this month we are taking a look at the upcoming year and adding up birthdays, trips and planned events that require us to spend money. We are going to try a revolving savings for some of these so that when these events happen we won't be hit all at once, but will hopefully be prepared.
Physically: This months goal is something I feel will be more in my court instead of a total joint effort. I want to offer something from the fruits and veggie category at each meal. I read an article that said a large percentage of people do NOT get their serving of fruits and veggies each day. I am sure we are in this category. If the veggie is not going to be served as a side dish, I hope to smuggle it into our food :) How evil!! hahahaha!
Well, I hope you enjoyed a look into our lockdown for January. Enjoy!